金融援助

$7.另外250亿美元 薪水保护计划, including to expand eligibility to additional nonprofits and digital news services

拜登政府刚刚宣布了重大改革 薪水保护计划, aimed at extending aid to minority-owned businesses and to the nation’s smallest firms. Only businesses with fewer than 20 employees will be able to apply for PPP funds through March 9. The administration is also making other changes that could impact small business’ access to pandemic relief.

额外的资金被分配给 关闭的场地经营者拨款 现在，12月12日之后，企业可以同时申请PPP贷款. 2020年27日和SVOG.

The 停业场地经营者(SVO)拨款 该项目是由受重创小企业经济援助组织设立的, Nonprofits, and Venues Act, 于12月27日签署成为法律, 2020. 该计划包括向关闭的场馆拨款150亿美元, 由小型企业管理局辖下的灾难援助办公室管理. Eligible applicants may qualify for SVO Grants equal to 45% of their gross earned revenue, 一次奖助金的最高金额为1,000万美元. $2 billion is reserved for eligible applications with up to 50 full-time employees. 欲了解更多详情，请访问 SBA website for SVOG Updates including the SVOG申请人使用指南(04-23-21), SVOG初步拨款申请核对表(04-23-21), SVOG资格要求, 交叉程序资格信息, and 关闭的场地经营者拨款s Frequently Asked Questions (revised 04-23-21).

另外150亿美元 定向经济损害灾害贷款发放 (EIDL) payments, including NEW $5 billion for Supplemental Targeted EIDL Advance payments for those hardest hit.

SBA Administrator Announces Closure of 餐厅振兴基金 Program: The $29 billion 餐厅振兴基金(RRF) has received over 303,总共超过690亿美元的资金和 5月24日星期一关闭. 随着RRF的关闭, the SBA will continue to deliver economic aid to help small businesses recover with critical relief through programs such as the 经济损失灾害贷款s [EIDL], Targeted EIDL Advance and Supplemental Targeted Advance and the Community Navigator Program. 有关小企业管理局经济救济计划的更多信息，请访问 COVID-19救援方案(sba.gov).

The 餐厅振兴基金 application platform will remain open for the next two weeks to allow applicants to check their status, 付款地址更正, or ask questions. SBA将于2021年7月14日禁止对该平台的访问.

The 美国救援计划法案 established a $28.6 billion “餐厅振兴基金(RRF)” within the U.S. 小企业管理局(SBA). An eligible business may receive a tax-free federal grant equal to the amount of its pandemic-related revenue loss, calculated by subtracting its 2020 gross receipts from its 2019 gross receipts. Eligible entities  are businesses who have experienced pandemic-related revenue loss that are not permanently closed and are businesses where the public or patrons assemble for the primary purpose of being served food or drink. 餐饮服务机构, 包括酒席, brewpubs, taprooms, and tasting rooms, that are not part of an affiliated group with more than 20 locations will be eligible to apply for the grant. The Restaurant Revitalization (RRF) Grant for restaurants will be administered by the U.S. 小企业管理局(SBA). 在项目开始的前21天, the SBA will prioritize reviewing applications from small businesses owned by women, veterans, 以及社会和经济上的弱势群体. Following the 21-day period, all eligible applicants are encouraged to submit applications. The funds must be spent on expenses that were/are incurred between February 15, 2020 and March 11, 2023.

NEW: $100 million to establish a 社区领航员试点计划; grants will go to eligible organizations supporting efforts to improve access to COVID–19 pandemic assistance programs and resources. Click here for program overview.

《2021年美国救援计划法案 (ARP) allows small and midsize employers, 某些政府雇主, to claim refundable tax credits that reimburse them for the cost of providing paid sick and family leave to their employees due to COVID-19, including leave taken by employees to receive or recover from COVID-19 vaccinations. The ARP tax credits are available to eligible employers that pay sick and family leave for leave from April 1, 2021, 在9月30日, 2021. 有关更多信息，请参阅我们的 雇主税收抵免 page, News Release and Fact Sheet.

地方经济发展恢复赠款

Gov. 米歇尔·卢扬·格里沙姆签名 House Bill 11 into law, delivering $200 million in grants to support New Mexico businesses to ease the hiring or rehiring of employees. 所提供资助的申请及款项 House Bill 11 将由 新墨西哥州财政管理局 at nmfinance.com. A formal announcement will be made when the application portal is open for HB 11 grants. Each business may qualify for up to $100,000 to be distributed in four quarterly payments. Click here 有关赠款和其他信息 here 查看28页 House Bill 11.

小企业恢复贷款基金

新墨西哥立法机构最近扩大和延长了 小企业恢复贷款基金 to better help businesses experiencing financial hardship caused by the pandemic. 现在有更多的企业有资格申请贷款, 这些贷款有更优惠和灵活的条款, and businesses that received a Small Business Recovery Loan in 2020 can refinance for a longer term or a bigger loan. This $500 million loan fund offers loans up to $150,000 at a current interest rate of 1.625%, 最高可达十年, 第一年没有到期付款, 在第二和第三年只支付利息, 而且提前还清贷款也没有罚金. 小企业恢复贷款基金 application 将于2021年4月29日至2022年5月31日开放. 最新资料将上载于 www.nmfinance.com.

April 14th, 2021 New Mexico Economic Development Department/新墨西哥州财政管理局 Webinar:

扩大和改进:小企业恢复贷款基金

A resource of private funding options to help small businesses is available on the SBA’s website 在哪里你可以浏览全国可用的选项, 或输入邮政编码，以探索特定地点的资金.